No, sorry I should have explained a bit better. Instead of tap water, you can use either rain water or RO water and add chemical fertilizer to that.
When you add tap water, you add quite a bit of Na+, Cl- and HCO3- to the soil or substrate of your plant or bonsai.
Especially the Na+ is unwanted. So if you remove all of that, and replace it with K+ NH4+ NO3-, then you fertilize with less salts.
You will be replacing the Na+ in your soil with for example K+, Mg2+, Ca2+
It will be easier for the plant to take up water, because less salt, lower electric conductivity. But there will also be essential minerals available.
But even with just tap water, while you you can only add a very small amount of chemical fertilize. you will know which dose you are adding. If you add too much, you will indeed potentially severely damage the tree.
But if you add a tiny amount, you won't. And with organic fertilizer, you don't know how much will be released. For normal temperatures and normal amount of rain, it will always be safe. But during a heat wave, this is no longer true and the solid organic fertilizer may decompose more rapidly, and a small amount of irrigation may cause buildup of a lot of salt/minerals among the roots.