My guess is it was pulled from either a grow pot, or the ground, and rather haphazardly put into a bonsai pot to sell.
Can't say this is "wrong", it gives us something to do, which is what our happy newb scissor fingers want anyway right!?
If you look at
@Shibui recent content, perhaps he could share a picture, you can see what a ground grown specimen looks like, and how this "mound" of questionable roots becomes.
Trouble with this one, is it seems it has been wet around that moss too long, as of a decision wasn't made soon enough. Which makes for a little more delicate work on your end.
The tree seems healthy enough to not do too much worrying, and allow some study. By the time you're ready to Repot you'll have it figured out.
Oh, tweezers and a toothpick or 2, that's how I'd clean it. Gently, get to know it, take your time.
Sorce