@jmmzpsu14
We're offering advice... and we're free.
Just settle down for a moment, and I mean this in a nice and friendly way. Practicing bonsai is not expensive. What is expensive is buying peoples' time - especially if you are asking for dozens of hours. If you were a professional painter and someone asked you to paint their garage, and you did an awesome job and it took you six hours... how much would you charge? Now imagine you hired a bonsai professional - someone who studied in Japan on their own dime, and who depends on bonsai to put food on the table - and asked them to style your tree and they took six hours and they did an awesome job... how much would you expect to pay?
Once you have practiced bonsai for a while, you will realize that you don't see too many bonsai masters around driving expensive cars and living in 10,000 square foot houses. In the best case, they make a reasonable living while doing something they love. They tend to have to live out in the boonies where real estate is cheap. And they tend to buy low and sell high... buy material as cheaply as possible, dump their labor and skill into it, and then resell it for what the market will bear. What the market will bear usually differs on a person by person basis.
What I am hearing from you is panic that you will never be able to enjoy bonsai without shelling out $ thousands. Nothing could be farther from the truth. The quality of your material is only limited by your skill and creativity. When I lived in SoCal, some of the best material was coming out of old hedges that people were digging up and giving away for free. If you knew the right landscapers, you would often get more material than you could work. One of my friends developed a good relationship with the guys at the greenwaste dump who would give him a call whenever a big landscape stump came in. He would pay a 6 pack of beer for anything he could use. Visit construction sites where they are bull-dozing trees and ask if you can grab some. You'll get some raised eyebrows when you drag a nasty stump back to your car, but so what?
But it doesn't have to be massive old growth material either. Grow some stuff from seed! Learn to air-layer stuff out of your yard - without even losing the parent tree! I could go on and on...
But one thing you should NOT do is look at a $10,000 import tree, and denigrate someone just because they own it. Bonsai often involves trickle-down economics, and if it is the big import sales that help pay for the nursery, I'd rather have the nursery stay in business than to force them to rely on people (like me) who might just be in the market for starter material. Maybe I could afford to pay more, but I choose not to - because for me it is about the journey versus the destination. Do I care that some of my friends spend more money on their trees? Nope. I enjoy my trees, they can enjoy theirs.
I think you will find a lot of people in this hobby who are quite generous with their time and knowledge... if you give them a chance. But if you roll in with a bucket full of judgementalism... should you be surprised if you feel yourself being judged?