So,
@Beanwagon here are some general principles to consider . . .
Branch size & Placement - lowest branch should be thickest and longest, getting thinner and shorter as you go higher. Branches farther spaced near the base, closer together as you move toward the apex. Your tree has one tiny branch really low, several VERY thick branches clumped together in the middle, and a long branchless "neck" before the apex.
Taper - Both trunk and branches look best if they taper. Your lower trunk has a little bit of taper, but it was chopped only once in development, and a long fairly taperless section was grown on top of that. Similarly, the branches are mostly single tubes - ideally they would fork closer to the trunk, moving, tapering, and ramifying as you move toward the tips.
Roots - the big ones crawling around on top of the soil probably should go . . .
Restyling this tree could actually teach you a lot more about bonsai than “pad development and overall refinement," so I say go for it!
Edit: the general ideas I've mentioned here are a facet of what some consider the "rules" of bonsai. Sure, those guidelines can and should be broken occasionally . . . for intentional artistic reasons, not to justify substandard trees
