Not trying to be a jerk, but I had opportunities to work and live in Florida, and in earthquake and drought prone western states. I declined, because I did not want to have to deal with hurricanes, and or drought and earthquakes in the west.
Yes, in 1980 I turned down a middling good job offer in California because I figured they'd be running out of water before I retired. I was off by a few years in my prediction, l was retired a 5 years before it got bad, but none the less, the current drought was predicted 50 years ago.
I accept the potential hazards of my Midwest location, my big catastrophic risk is tornado. Extreme cold is possible (-25.F has happened historically). When power fails during a cold snap, things get bad quickly. We have a low but real threat of earthquake from the New Madrid fault system, which little known fact, extends under the Wabash River, bringing it within a hundred or so miles of Chicago.
Most know and accept the risks of the natural hazards associated with living where they happen to live. If they don't find the risks acceptable, they can usually move. (I realize economically the move option is not available to everyone, but most BNut readers could move). I declined west coast job offers in my youth. When the Cascadia fault finally let's rip with a 9.5 earthquake near Seattle, I'll be smug in my choice to avoid living there. But I might go to my grave having missed the chance to live in one of the more beautiful regions of the country, and best tree growing region of the country.
So most Floridians accept the risks of hurricanes. Climate change has made them worse than normal, and that may be where the issue lies.