Im going to second what
@Bonsai Nut said.
Do Not put a window over your cold frame. That might be ok for someone starting veggies early but could create a huge problem for bonsai
The glass will act like a greenhouse and could warm up the cold frame too early in the season causing trees to leaf out too early. This followed by a freeze can kill your trees.
As for purchase, I am not aware of any prefab cold frames that I would use for bonsai. A hoop house has the same problem as the piece of glass, they tend to heat up too much. All the ones I see online have glass/plastic tops or sides that will act like a greenhouse. Great for starting veggies early, VERY BAD for bonsai.
Mine is made from cinder blocks that form a box against the north side of my house. North side because I do not want sun on those trees in the winder for the aforementioned problems with warming it up too much when I want the trees to stay dormant.
A fast cold frame can be as simple as hay bales that form a box covered with plywood when you need to. I dont cover mine unless it will drop below 30, which could easily happen in Mass.
The problem with hay bales is that you will probably only get one season out of them as they will fall apart but will work in a pinch
Other methods are plywood walls held in place with stakes. However plywood will only last a year or two as it will eventually delaminate when it gets wet
Just get whatever you can for now and try to plan better next year.
Here is my cold frame:
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