What is funny is that in most parts of the countries people are concerned about how much cold their plants can take. I worry about how much cold my plants need.
Many tree species need winter to some extent or other. I spend a lot of time trying to find cultivars that don't have high cold requirements. In the case of stone fruits like peaches, the cultivars come with a very specific "freezing degree days" requirement right on the label. If I don't have a cold winter, my stone fruits don't fruit. But with bonsai, if I don't have a cold winter, some of my deciduous - Japanese maples, trident maples, Japanese hornbeam, etc - might die. I spend winter trying to keep my trees cold. I don't have a ton of true tropicals.